What is Kubera Median?

Kubera Median is a private, anonymous benchmark calculated from aggregated data across the Kubera community. It helps you see whether your numbers are typical or outliers compared to others like you.

Why it matters

• Generic “rules of thumb” aren’t tailored to your situation
• Real data from people like you provides more relevant context
• Benchmarks help you plan with clarity and confidence

What it shows

• Cash on hand – Spot if your cash buffer is unusually high or low. Too little may limit flexibility in emergencies; too much may mean money is sitting idle.
• Investable assets – See if your investable assets are in line with — or above — the community median. Generally, a higher percentage means more of your net worth is actively working for you.
• Primary home equity (coming soon) – Check how much of your net worth is tied up in your home. High equity can boost security but may limit liquidity.

Use these insights to fine-tune your portfolio strategy and make informed allocation decisions.

All benchmarks are calculated anonymously. Your individual data is never shared.