'Your Club' benchmarks
Your Club benchmarks is a private way to see how people like you actually allocate their wealth. Not opinions. Not surveys. Real signals from real Kubera balance sheets.
These benchmarks are drawn from aggregated data of an anonymous club of Kubera customers with net worth similar to yours. They help you understand whether your numbers are typical or outliers compared to peers.
Where they show up
- Investable assets: See if your investable assets align with — or exceed — your club median. A higher percentage typically means more of your net worth is actively working for you.
- Cash on hand: Spot if your cash buffer is unusually high or low. Too little may limit flexibility in emergencies; too much may mean money is sitting idle.
- Primary residence*: Living large or keeping it lean? Find out if you’ve parked more of your net worth in your primary residence than your peers.
How it works
- Kubera places your portfolio in a private peer group based on the net worth range — this is your club.
- Your club updates automatically as the net worth of the portfolio changes.
- Your numbers appear side by side with your club’s medians — Your Club benchmarks — so you can calibrate in seconds.
- Benchmarks are only shown when your club has 500+ members, ensuring complete anonymity.
- Total privacy - your individual data is never shared, only aggregated peer medians.
Why it matters
- Generic “rules of thumb” aren’t tailored to your reality.
- Real data from people in your wealth range provides sharper, more relevant context.
- Benchmarks help you learn, plan with confidence, and set guardrails. This is not investment advice.
* Go to your home asset details > Reporting > Investable Asset? > Non Investable - Primary Residence