Does Kubera have access to my online bank account?

No. Kubera DOES NOT have your banking or crypto account credentials.
Kubera CANNOT move your money.

Kubera uses third party financial account aggregator services - Plaid, Yodlee, Salt Edge & Zabo - to connect to your accounts. Your banking credentials are directly sent to the respective service from your browser. Kubera servers will never see your credentials.

Plaid, Yodlee, Salt Edge & Zabo adhere to industry leading practices for data security, regulatory compliance, and privacy.

Plaid’s services help thousands of applications and services to provide beautiful customer experiences in the FinTech industry including industry giants like Venmo, American Express, Betterment, Coinbase and more. In Jan 2020, Visa announced that it has signed a definitive agreement to acquire Plaid. Plaid regularly undergoes both internal and external network penetration tests, and third-party code reviews. Find more from here: https://plaid.com/security/.

15 of the 20 top US banks use Yodlee data aggregation and data analytics services. Yodlee is a publicly traded company and has undergone 200 audits by financial institutions in the past 24 months. Find more from here: https://www.yodlee.com/company/secure-data.

Salt Edge Inc. currently works in Europe, Asia and Pacific, as well as Americas, providing its services to banks, fintechs, and lenders. Salt Edge is ISO 27001 certified in scope of “developing, managing, and providing financial IT services”, as well as PCI DSS compliant, which represents a guarantee of high-security requirements and standards. Find more information here: https://www.saltedge.com/products/spectre/security.

Plaid, Yodlee, Salt Edge & Zabo provide a read-only interface to Kubera; therefore Kubera cannot make any transactions on your behalf.

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