How is Kubera different from Mint, YNAB and Personal Capital?

Mint and YNAB are primarily budgeting tools with some net worth tracking thrown in. A budgeting tool is great for young people who are earning a regular paycheck and starting their “grown-up” life with all of the expenses and freedom to spend that comes with it. 

Personal Capital has budgeting and asset tracking features but the company is an online financial advisor that uses both a robo-advisor algorithm and financial advisors. So while you can use Personal Capital’s free tools, the paid aspects will be heavily marketed to you.

Kubera is a Net Worth Tracker with modern features designed for this purpose - it’s simple to use, supports all kinds of assets, can optionally link to your online accounts, has storage for important documents and a unique sharing feature to ensure the information gets passed on to your beneficiary if something happens to you. Runs as a straight forward subscription service, so no up-selling of advisor services, not selling your data or showing ads.