How often are my bank and brokerage accounts updated in Kubera?

Short answer

For all practical purposes, your bank and investment accounts are updated end of the day.

Brokerage account balances update frequently if the holdings are correctly mapped to the stock tickers.

When you make a trade, for Kubera to get the new changes (new holdings or changes to qty for existing holdings, cash balances) it will take 24-48 to fully settle. Stock balances are synced quicker. Cash balances can take more than 2 days to settle.

If you see something wrong, just let us know.

Long answer

This is what is going on behind the scenes:

- Kubera uses account aggregation services like Plaid, Yodlee and Salt Edge to connect to your accounts.

- Plaid syncs data with bank/brokerage. Kubera syncs data with Plaid.

- Kubera checks for updates with Plaid automatically every 15 minutes.

- Plaid checks for updates from a bank/brokerage once in 1 or 2 days. We don't have control over this.

The point is that your bank balances are not updated in real time. There's a delay but it shouldn't ideally be more than 48 hours.

For all practical purposes, banks and other investment account show the end-of-day balances.

Brokerage accounts balances update regularly if the holdings are correctly mapped to the stock tickers.

When you make a trade, for Kubera to get the new changes (new holdings or changes to qty for existing holdings, cash balances) it will take 24-48 to fully settle. Stock balances are synced quickly. Cash balances can take more than 2 days to settle.

If they are not mapped, the account balances are updated only in 24-48 hours. But if you think your accounts are not synced even after 48 hours, please hit 3dots > Sync Account.

If it's still not updating, let us know at hello@kubera.com and we'll troubleshoot.

Note: Connections secured by 2FA won't Auto Sync. You have to click on 'Sync Account' for it to check for new updates. Know more

How often are my bank and brokerage accounts updated in Kubera?

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